About Our Firm
At Cothrine Financial, our sole focus is YOU.
We’re committed to protecting and growing the wealth of the families who place their trust in us. We do this by providing guidance to help develop an overall retirement income strategy and offering a variety of insurance products to help achieve the objectives of that strategy.
Founded in 2008, we have a strong team of professionals helping ensure you receive all the assistance you need not only in developing your retirement income strategy but in maintaining it throughout your retirement.
Meet John Cothrine
As the founder of Cothrine Financial, John Cothrine is focused on helping clients work toward their financial goals through a well-thought-out strategy for retirement income.
John is a well-respected author, columnist and financial professional. By following John’s “Green Line” strategy, he and his associates design retirement strategies to help you and your family protect and grow your hard-earned assets.
Since he entered the insurance industry in 2002, more than 5,000 families have attended John’s informational seminars and insurance sales presentations throughout the Midwest. John is often sought out to hold retirement seminars for the United States Postal Service and its many unions and associations, among other organizations.
John enjoys the great opportunity to meet with honest, hardworking people every day who seek the guidance he offers. Having these direct, face-to-face, heart-to-heart conversations led him to write his first book, “Cothrine Says, ‘Follow the Green Line.’”
John treats every family’s situation as a new opportunity to help them pursue the financially independent retirements they wish for, while pulling from the knowledge and experience he has gained in the field. He understands the importance of developing an insurance strategy that covers three important aspects of financial guidance:
- What happens if I outlive my money?
- What happens if I die too soon and need to distribute assets?
- What happens if I become sick or disabled unexpectedly?
John shares his straightforward approach to finances on his internet talk radio show “Cothrine Says...” and as a retirement columnist for Benephi Magazine. In addition, his company’s work has been seen nationally on ABC, CBS and FOX, as well as in the Miami Herald.
John holds his life and health insurance licenses in Missouri, Illinois, Ohio and Texas. He received his bachelor’s degree in computer networking systems.
A resident of St. Louis, John enjoys watching movies, golfing and spending time with his 7-year-old son, Jaydon.
In 2012, Kimberly Hoskin-Westcott retired after a 26-year career in the telecommunications industry, where she was a customer service representative for domestic and international clientele. Following her retirement, Kimberly relocated from upstate New York to southern Illinois and began coordinating seminars and classes for insurance companies. She joined Cothrine Financial in 2016.
Kimberly is a graduate of the University of Rochester in Rochester, New York. She enjoys traveling, church activities, outdoor adventures and spending time with her family, including her son, three grandsons and one granddaughter.
Nikki Sims began working at Cothrine Financial in 2016, bringing to the firm 25 years of customer service experience. She also has 15 years of sales experience, including nine years as the senior sales rep at GMAC Insurance before it was bought out in 2012.
Nikki is currently pursuing a bachelor’s degree in business administration from McKendree University in Lebanon, Illinois. She enjoys roller skating and shopping, and she tries to get to the gym a few days a week when time allows. Nikki and her husband have three daughters.
Schedule a Meeting
To schedule a time to discuss your financial future and the possible role of insurance in your financial strategy, call us at 800.894.9498 today!